Crop Insurance

The United States

Background Information

Total Costs

Indemnities

Administrative and Operating Expense Reimbursements

Premium Subsidy

Farmer Premiums

Farmer Premiums by State

Farmer Premiums
StateFarmer Premiums
1995-2017
Policies
Iowa$5,299,467,3223,784,271
Texas$4,767,615,8944,097,834
North Dakota$4,727,779,1633,830,129
Illinois$4,682,690,2273,453,546
Minnesota$4,249,368,1223,003,181
Nebraska$3,825,794,8753,596,797
Kansas$3,824,017,4175,325,520
South Dakota$3,233,783,0682,561,176
Indiana$2,586,776,9841,304,205
Missouri$1,692,856,4951,871,837
California$1,672,154,765771,610
Ohio$1,611,242,3911,211,988
Wisconsin$1,232,218,8551,032,355
Colorado$1,117,912,269777,733
Montana$1,078,112,391785,186
North Carolina$1,029,635,479876,777
Oklahoma$974,459,300917,297
Georgia$966,911,270876,497
Michigan$873,877,790697,202
Washington$736,894,969383,243
Kentucky$653,418,149736,213
Florida$652,785,335343,139
Mississippi$555,755,725425,677
Arkansas$478,766,813836,214
Idaho$461,198,381273,359
Tennessee$436,499,823485,420
Alabama$404,004,226339,531
Louisiana$363,566,239523,807
Virginia$342,221,691305,802
South Carolina$328,339,509246,017
Pennsylvania$287,256,078276,776
Oregon$233,298,895138,730
Maryland$178,951,635129,286
New York$166,683,987139,244
Arizona$140,337,97748,543
New Mexico$135,635,67885,116
Wyoming$104,720,795120,080
Delaware$63,621,93042,665
Maine$43,193,62317,355
Connecticut$29,343,7918,286
Nevada$26,849,8423,853
New Jersey$23,175,89531,804
Utah$20,564,10424,071
Massachusetts$20,489,97715,865
West Virginia$14,826,97520,507
Vermont$11,437,26811,887
Hawaii$10,131,9143,672
New Hampshire$2,518,6632,646
Rhode Island$422,0961,113
Alaska$278,001745
1995-2017$56,373,864,06146,795,807

METHODOLOGY: EWG obtained county level crop insurance information from USDA Risk Management Agency which shows premium subsidies, indemnities and farmer premiums at the county/crop level by crop year. Administrative and Operating Expense Reimbursements to crop insurance companies (A+O), Other program fund costs, Other administrative and operating fund costs expenses, and Government earned interest were allocated to the crop/county level by using the national expenditures/revenue of the Crop Insurance program (available here for 2008-2017 and from RMA previous to 2008) in each category and attributing them the crop/county level by total premiums. EWG was unable to attribute underwriting gains to the county/crop level. Underwriting gains (or losses) are paid to insurance companies when the insurance companies collect more in total subsidies than are paid out in indemnities. Since underwriting gains are paid by company on the basis of all of their policies, EWG was unable to allocate underwriting gains by crop or by region. The total underwriting gains for 1995-2017 is $14.6 billion.

 

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