Crop Insurance

The United States

Background Information

Total Costs

Indemnities

Administrative and Operating Expense Reimbursements

Premium Subsidy

Farmer Premiums

Indemnities by State

Indemnities
StateIndemnities
1995-2017
Policies
Texas$15,040,279,2254,097,834
North Dakota$9,827,391,9943,830,129
Iowa$8,908,852,0593,784,271
Kansas$8,133,791,3225,325,520
Illinois$7,806,664,2333,453,546
Minnesota$6,395,411,8593,003,181
South Dakota$6,224,003,9012,561,176
Nebraska$5,589,109,3053,596,797
Indiana$4,270,721,2521,304,205
Missouri$4,219,145,9251,871,837
California$3,563,918,863771,610
North Carolina$3,071,456,294876,777
Oklahoma$2,926,828,304917,297
Colorado$2,504,260,888777,733
Wisconsin$2,475,084,7621,032,355
Ohio$2,393,600,7601,211,988
Georgia$2,347,769,051876,497
Montana$2,104,534,101785,186
Kentucky$1,753,456,992736,213
Florida$1,739,779,717343,139
Washington$1,531,284,392383,243
Mississippi$1,510,915,767425,677
Arkansas$1,490,054,908836,214
Michigan$1,487,482,095697,202
Tennessee$1,009,841,182485,420
South Carolina$955,521,043246,017
Alabama$910,989,488339,531
Louisiana$904,262,069523,807
Virginia$782,174,859305,802
Idaho$777,565,479273,359
Oregon$647,948,711138,730
Pennsylvania$578,797,448276,776
New York$572,330,214139,244
New Mexico$399,319,44585,116
Arizona$360,764,32148,543
Maryland$289,811,268129,286
Wyoming$237,643,138120,080
Delaware$107,763,48342,665
Maine$105,887,13617,355
Nevada$103,733,8483,853
Connecticut$96,137,1098,286
Massachusetts$79,548,18015,865
Utah$54,967,96824,071
New Jersey$52,462,81531,804
Vermont$40,900,84711,887
West Virginia$31,017,84120,507
Hawaii$16,909,9273,672
New Hampshire$7,591,8172,646
Rhode Island$1,408,6051,113
Alaska$1,055,634745
1995-2017$116,442,151,84446,795,807

METHODOLOGY: EWG obtained county level crop insurance information from USDA Risk Management Agency which shows premium subsidies, indemnities and farmer premiums at the county/crop level by crop year. Administrative and Operating Expense Reimbursements to crop insurance companies (A+O), Other program fund costs, Other administrative and operating fund costs expenses, and Government earned interest were allocated to the crop/county level by using the national expenditures/revenue of the Crop Insurance program (available here for 2008-2017 and from RMA previous to 2008) in each category and attributing them the crop/county level by total premiums. EWG was unable to attribute underwriting gains to the county/crop level. Underwriting gains (or losses) are paid to insurance companies when the insurance companies collect more in total subsidies than are paid out in indemnities. Since underwriting gains are paid by company on the basis of all of their policies, EWG was unable to allocate underwriting gains by crop or by region. The total underwriting gains for 1995-2017 is $14.6 billion.

 

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