Crop Insurance

The United States

Background Information

Total Costs

Indemnities

Administrative and Operating Expense Reimbursements

Premium Subsidy

Farmer Premiums

Premium Subsidies by State

Premium Subsidies
StatePremium Subsidies
1995-2014
Policies
Texas$6,430,947,7273,477,566
North Dakota$5,845,564,3773,294,757
Iowa$4,925,816,2443,303,356
Minnesota$4,770,300,4302,605,453
Illinois$4,558,749,0092,996,614
Kansas$4,371,271,5604,520,318
South Dakota$4,311,740,4612,206,098
Nebraska$3,910,457,0173,111,378
California$2,493,089,669679,672
Indiana$2,462,286,9651,134,545
Missouri$2,263,174,3481,593,117
Ohio$1,744,204,9181,041,241
Wisconsin$1,578,898,636898,233
North Carolina$1,314,020,578759,355
Colorado$1,274,215,352652,498
Florida$1,254,214,455312,305
Montana$1,253,137,886682,546
Georgia$1,224,579,333723,287
Oklahoma$1,218,563,313782,586
Michigan$1,216,641,944606,076
Arkansas$1,107,741,488720,384
Mississippi$956,895,570353,423
Kentucky$805,156,587648,571
Washington$772,068,332327,505
Louisiana$764,562,092459,096
Tennessee$705,871,610413,960
Alabama$518,446,422282,149
Idaho$507,881,438236,137
South Carolina$501,855,668207,977
Pennsylvania$434,156,639242,478
Virginia$429,798,136268,563
New York$272,142,447120,482
Oregon$261,835,339120,734
Maryland$243,979,373108,870
New Mexico$192,415,91872,166
Arizona$141,034,55241,721
Wyoming$111,676,722103,708
Delaware$80,857,83935,171
Maine$76,628,15215,123
New Jersey$65,036,30527,262
Connecticut$43,629,4787,426
Massachusetts$33,110,68014,251
Utah$30,658,69521,529
West Virginia$22,102,99218,944
Nevada$21,225,2312,857
Vermont$17,880,64410,495
Hawaii$17,203,5563,120
New Hampshire$4,642,3942,406
Rhode Island$1,007,5531,013
Alaska$887,255659
1995-2014$67,564,263,32940,269,181

METHODOLOGY: EWG obtained county level crop insurance information from USDA Risk Management Agency which shows premium subsidies, indemnities and farmer premiums at the county/crop level by crop year. Administrative and Operating Expense Reimbursements to crop insurance companies (A+O), Other program fund costs, Other administrative and operating fund costs expenses, and Government earned interest were allocated to the crop/county level by using the national expenditures/revenue of the Crop Insurance program (available here for 2003-2014 and from RMA previous to 2003) in each category and attributing them the crop/county level by total premiums. EWG was unable to attribute underwriting gains to the county/crop level. Underwriting gains (or losses) are paid to insurance companies when the insurance companies collect more in total subsidies than are paid out in indemnities. Since underwriting gains are paid by company on the basis of all of their policies, EWG was unable to allocate underwriting gains by crop or by region. The total underwriting gains for 1995-2014 is $14.6 billion.

 

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