Crop Insurance

The United States

Background Information

Total Costs

Indemnities

Administrative and Operating Expense Reimbursements

Premium Subsidy

Farmer Premiums

Premium Subsidies by State

Premium Subsidies
StatePremium Subsidies
1995-2016
Policies
Texas$7,559,987,0383,899,581
North Dakota$6,902,106,8513,654,772
Iowa$5,504,771,0513,626,423
Minnesota$5,408,093,5742,871,027
South Dakota$5,232,631,4072,445,574
Kansas$5,101,963,6825,063,724
Illinois$5,081,803,3323,301,353
Nebraska$4,465,154,5903,447,969
California$2,970,761,711743,078
Missouri$2,724,079,3071,782,539
Indiana$2,701,643,2221,245,273
Ohio$1,974,669,1361,152,751
Wisconsin$1,834,891,056985,659
North Carolina$1,515,957,452837,509
Colorado$1,465,548,384735,821
Oklahoma$1,453,296,031873,983
Montana$1,431,033,157751,717
Michigan$1,409,981,739666,966
Georgia$1,396,342,935831,118
Florida$1,335,591,377331,103
Arkansas$1,264,683,085798,257
Mississippi$1,115,811,415402,009
Kentucky$970,342,317707,040
Washington$931,697,707365,146
Louisiana$862,266,642502,311
Tennessee$818,671,294461,801
Alabama$599,432,493321,118
South Carolina$587,239,015233,552
Idaho$580,507,724262,008
Pennsylvania$512,377,998265,472
Virginia$506,978,061293,955
New York$331,980,529133,292
Oregon$298,014,681132,931
Maryland$278,975,589123,065
New Mexico$225,285,61480,487
Arizona$160,710,25346,170
Wyoming$129,508,029114,737
Delaware$91,682,64040,674
Maine$88,314,84116,635
New Jersey$72,929,43330,364
Connecticut$48,495,2358,009
Massachusetts$36,113,15415,342
Utah$36,108,36523,280
Nevada$33,512,6103,480
West Virginia$24,536,84220,007
Vermont$22,265,57111,462
Hawaii$18,470,3663,488
New Hampshire$5,349,8952,572
Rhode Island$1,109,1771,086
Alaska$1,004,641716
1995-2016$78,124,682,24844,668,406

METHODOLOGY: EWG obtained county level crop insurance information from USDA Risk Management Agency which shows premium subsidies, indemnities and farmer premiums at the county/crop level by crop year. Administrative and Operating Expense Reimbursements to crop insurance companies (A+O), Other program fund costs, Other administrative and operating fund costs expenses, and Government earned interest were allocated to the crop/county level by using the national expenditures/revenue of the Crop Insurance program (available here for 2003-2014 and from RMA previous to 2003) in each category and attributing them the crop/county level by total premiums. EWG was unable to attribute underwriting gains to the county/crop level. Underwriting gains (or losses) are paid to insurance companies when the insurance companies collect more in total subsidies than are paid out in indemnities. Since underwriting gains are paid by company on the basis of all of their policies, EWG was unable to allocate underwriting gains by crop or by region. The total underwriting gains for 1995-2016 is $14.6 billion.

 

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