Background Information

Total Costs


Administrative and Operating Expense Reimbursements

Premium Subsidy

Farmer Premiums

Farmer Premiums by County in Saginaw County, Michigan

Farmer Premiums
CountyFarmer Premiums
Lenawee County, Michigan$53,420,59026,008
Huron County, Michigan$49,139,19155,771
Sanilac County, Michigan$46,459,42343,402
Tuscola County, Michigan$42,963,73342,820
Gratiot County, Michigan$41,781,38844,311
Saginaw County, Michigan$38,566,40552,928
Bay County, Michigan$31,438,76730,788
Calhoun County, Michigan$30,694,97713,657
Monroe County, Michigan$29,656,10317,636
Van Buren County, Michigan$28,038,92012,934
Kent County, Michigan$27,669,1529,626
Allegan County, Michigan$27,579,90210,680
Berrien County, Michigan$27,538,51715,399
Eaton County, Michigan$26,986,53818,560
Isabella County, Michigan$24,036,76419,795
Branch County, Michigan$23,827,88310,974
Shiawassee County, Michigan$23,487,44419,483
Hillsdale County, Michigan$23,253,66611,609
Clinton County, Michigan$22,969,76619,580
Jackson County, Michigan$21,568,49811,504
Ottawa County, Michigan$21,316,67511,540
Ionia County, Michigan$20,249,57017,156
Ingham County, Michigan$19,831,3989,785
Washtenaw County, Michigan$16,899,91512,017
Cass County, Michigan$16,036,39710,025
Montcalm County, Michigan$14,685,26016,977
Saint Clair County, Michigan$14,238,62712,008
Genesee County, Michigan$13,856,4759,946
Lapeer County, Michigan$13,060,93012,452
Barry County, Michigan$12,028,2197,775
Saint Joseph County, Michigan$11,422,1878,764
Kalamazoo County, Michigan$9,884,3596,669
Muskegon County, Michigan$9,649,3753,742
Midland County, Michigan$9,598,70814,048
Arenac County, Michigan$9,388,62911,417
Newaygo County, Michigan$7,071,0224,664
Livingston County, Michigan$6,829,1714,876
Oceana County, Michigan$5,507,0003,384
Macomb County, Michigan$5,468,8254,553
Menominee County, Michigan$5,216,8963,566
Mason County, Michigan$4,488,0312,744
Mecosta County, Michigan$4,091,3375,786
Leelanau County, Michigan$4,000,9602,277
Ogemaw County, Michigan$3,674,8993,434
Grand Traverse County, Michigan$3,033,8632,971
Gladwin County, Michigan$2,712,4284,224
Alpena County, Michigan$2,513,9103,153
Missaukee County, Michigan$2,376,8102,843
Clare County, Michigan$1,879,4032,749
Iosco County, Michigan$1,854,1062,133
Presque Isle County, Michigan$1,798,7602,970
Osceola County, Michigan$1,502,0713,068
Alcona County, Michigan$1,470,7561,317
Antrim County, Michigan$1,403,5821,208
Delta County, Michigan$1,247,1582,422
Wayne County, Michigan$1,225,7881,260
Oakland County, Michigan$1,209,7701,330
Manistee County, Michigan$859,874860
Wexford County, Michigan$836,9481,069
Benzie County, Michigan$684,348486
Montmorency County, Michigan$449,810757
Dickinson County, Michigan$444,096723
Marquette County, Michigan$439,916457
Chippewa County, Michigan$180,265797
Lake County, Michigan$177,333231
Charlevoix County, Michigan$163,881437
Kalkaska County, Michigan$163,176370
Otsego County, Michigan$159,578475
Emmet County, Michigan$131,613369
Cheboygan County, Michigan$116,466614
Mackinac County, Michigan$96,486282
Unknown county in Michigan$80,993511
Ontonagon County, Michigan$22,314143
Alger County, Michigan$17,314182
Oscoda County, Michigan$1,39119
Luce County, Michigan$1,23127
Schoolcraft County, Michigan$42613
Iron County, Michigan$15410
Houghton County, Michigan$3475
Baraga County, Michigan$039

METHODOLOGY: EWG obtained county level crop insurance information from USDA Risk Management Agency which shows premium subsidies, indemnities and farmer premiums at the county/crop level by crop year. Administrative and Operating Expense Reimbursements to crop insurance companies (A+O), Other program fund costs, Other administrative and operating fund costs expenses, and Government earned interest were allocated to the crop/county level by using the national expenditures/revenue of the Crop Insurance program (available here for 2008-2017 and from RMA previous to 2008) in each category and attributing them the crop/county level by total premiums. EWG was unable to attribute underwriting gains to the county/crop level. Underwriting gains (or losses) are paid to insurance companies when the insurance companies collect more in total subsidies than are paid out in indemnities. Since underwriting gains are paid by company on the basis of all of their policies, EWG was unable to allocate underwriting gains by crop or by region. The total underwriting gains for 1995-2018 is $14.6 billion.


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