Background Information

Total Costs

Indemnities

Administrative and Operating Expense Reimbursements

Premium Subsidy

Farmer Premiums

Premium Subsidies by County in Saginaw County, Michigan

Premium Subsidies
CountyPremium Subsidies
1995-2018
Policies
Huron County, Michigan$90,076,96055,771
Sanilac County, Michigan$85,141,82543,402
Lenawee County, Michigan$80,194,56626,008
Tuscola County, Michigan$69,358,51542,820
Kent County, Michigan$68,163,4799,626
Gratiot County, Michigan$67,868,08744,311
Saginaw County, Michigan$62,204,06052,928
Van Buren County, Michigan$56,337,72912,934
Ottawa County, Michigan$56,029,37411,540
Bay County, Michigan$50,962,38030,788
Berrien County, Michigan$49,979,35715,399
Monroe County, Michigan$47,566,02917,636
Allegan County, Michigan$43,914,35510,680
Montcalm County, Michigan$42,756,05816,977
Isabella County, Michigan$40,534,94819,795
Calhoun County, Michigan$40,243,59513,657
Clinton County, Michigan$37,676,07919,580
Eaton County, Michigan$37,591,25518,560
Shiawassee County, Michigan$37,075,13919,483
Ionia County, Michigan$35,052,54817,156
Hillsdale County, Michigan$32,987,19911,609
Branch County, Michigan$32,289,14010,974
Jackson County, Michigan$30,165,58811,504
Ingham County, Michigan$29,186,3859,785
Washtenaw County, Michigan$28,399,78312,017
Saint Clair County, Michigan$25,986,97412,008
Cass County, Michigan$24,613,47410,025
Lapeer County, Michigan$24,294,48912,452
Genesee County, Michigan$24,008,3209,946
Muskegon County, Michigan$20,965,7623,742
Saint Joseph County, Michigan$20,798,9778,764
Barry County, Michigan$20,434,2947,775
Arenac County, Michigan$17,173,61211,417
Newaygo County, Michigan$16,720,1274,664
Kalamazoo County, Michigan$16,453,1106,669
Menominee County, Michigan$15,496,7703,566
Oceana County, Michigan$15,475,4603,384
Midland County, Michigan$15,417,25314,048
Mecosta County, Michigan$12,020,8515,786
Livingston County, Michigan$11,780,5494,876
Macomb County, Michigan$10,825,2124,553
Mason County, Michigan$9,397,2342,744
Ogemaw County, Michigan$8,968,2583,434
Leelanau County, Michigan$7,663,7412,277
Missaukee County, Michigan$7,159,9092,843
Grand Traverse County, Michigan$7,003,6312,971
Presque Isle County, Michigan$5,743,4262,970
Alpena County, Michigan$5,566,4553,153
Gladwin County, Michigan$5,535,5844,224
Antrim County, Michigan$4,496,8721,208
Osceola County, Michigan$4,176,8133,068
Delta County, Michigan$3,959,1422,422
Iosco County, Michigan$3,854,0062,133
Clare County, Michigan$3,207,2642,749
Alcona County, Michigan$2,460,9131,317
Oakland County, Michigan$2,251,8171,330
Manistee County, Michigan$2,121,053860
Wexford County, Michigan$2,051,8191,069
Benzie County, Michigan$1,864,857486
Wayne County, Michigan$1,714,5561,260
Dickinson County, Michigan$1,473,681723
Unknown county in Michigan$1,251,609511
Montmorency County, Michigan$921,790757
Marquette County, Michigan$877,380457
Charlevoix County, Michigan$570,008437
Cheboygan County, Michigan$397,286614
Lake County, Michigan$376,909231
Otsego County, Michigan$345,867475
Mackinac County, Michigan$308,268282
Kalkaska County, Michigan$304,429370
Chippewa County, Michigan$260,916797
Emmet County, Michigan$211,647369
Alger County, Michigan$57,093182
Luce County, Michigan$50,53927
Ontonagon County, Michigan$50,200143
Oscoda County, Michigan$5,80919
Houghton County, Michigan$3,74575
Schoolcraft County, Michigan$1,48013
Iron County, Michigan$1,04410
Baraga County, Michigan$85339
1995-2018$62,204,06052,928

METHODOLOGY: EWG obtained county level crop insurance information from USDA Risk Management Agency which shows premium subsidies, indemnities and farmer premiums at the county/crop level by crop year. Administrative and Operating Expense Reimbursements to crop insurance companies (A+O), Other program fund costs, Other administrative and operating fund costs expenses, and Government earned interest were allocated to the crop/county level by using the national expenditures/revenue of the Crop Insurance program (available here for 2008-2017 and from RMA previous to 2008) in each category and attributing them the crop/county level by total premiums. EWG was unable to attribute underwriting gains to the county/crop level. Underwriting gains (or losses) are paid to insurance companies when the insurance companies collect more in total subsidies than are paid out in indemnities. Since underwriting gains are paid by company on the basis of all of their policies, EWG was unable to allocate underwriting gains by crop or by region. The total underwriting gains for 1995-2018 is $14.6 billion.

 

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