Background Information

Total Costs

Indemnities

Administrative and Operating Expense Reimbursements

Premium Subsidy

Farmer Premiums

Total Costs (see methodology) by County in Saginaw County, Michigan

Total Costs (see methodology)
CountyTotal Costs (see methodology)
1995-2018
Policies
Van Buren County, Michigan$56,100,15512,934
Lenawee County, Michigan$53,266,17926,008
Kent County, Michigan$51,997,1009,626
Berrien County, Michigan$43,122,47815,399
Calhoun County, Michigan$42,068,62513,657
Monroe County, Michigan$38,241,84217,636
Ottawa County, Michigan$35,569,94911,540
Huron County, Michigan$35,264,66755,771
Gratiot County, Michigan$35,017,08544,311
Allegan County, Michigan$34,467,07010,680
Washtenaw County, Michigan$33,554,89512,017
Jackson County, Michigan$32,100,49411,504
Sanilac County, Michigan$30,314,15043,402
Tuscola County, Michigan$27,847,17242,820
Eaton County, Michigan$26,984,90218,560
Bay County, Michigan$26,596,40930,788
Isabella County, Michigan$26,545,69119,795
Saginaw County, Michigan$25,646,12052,928
Shiawassee County, Michigan$22,674,03719,483
Menominee County, Michigan$20,926,9823,566
Clinton County, Michigan$20,842,35519,580
Hillsdale County, Michigan$19,553,12811,609
Montcalm County, Michigan$19,135,84716,977
Muskegon County, Michigan$19,029,2723,742
Branch County, Michigan$18,570,49110,974
Ingham County, Michigan$17,894,1639,785
Saint Clair County, Michigan$17,732,14012,008
Oceana County, Michigan$15,537,0003,384
Genesee County, Michigan$15,516,5509,946
Lapeer County, Michigan$13,663,79512,452
Newaygo County, Michigan$13,393,4784,664
Ionia County, Michigan$13,256,07917,156
Cass County, Michigan$13,251,00110,025
Kalamazoo County, Michigan$12,797,2156,669
Arenac County, Michigan$12,595,25611,417
Barry County, Michigan$11,882,6267,775
Saint Joseph County, Michigan$9,894,0288,764
Leelanau County, Michigan$9,780,0482,277
Macomb County, Michigan$9,082,2564,553
Midland County, Michigan$8,246,81414,048
Grand Traverse County, Michigan$8,060,8382,971
Livingston County, Michigan$7,613,1514,876
Mason County, Michigan$7,571,1772,744
Mecosta County, Michigan$7,505,4075,786
Gladwin County, Michigan$5,536,9104,224
Ogemaw County, Michigan$4,756,5073,434
Missaukee County, Michigan$4,631,6982,843
Wayne County, Michigan$4,448,0511,260
Delta County, Michigan$4,124,0082,422
Osceola County, Michigan$4,115,6453,068
Alpena County, Michigan$4,080,3093,153
Presque Isle County, Michigan$4,012,4642,970
Manistee County, Michigan$3,527,946860
Clare County, Michigan$3,323,9072,749
Alcona County, Michigan$3,006,3951,317
Oakland County, Michigan$2,795,1391,330
Marquette County, Michigan$2,464,149457
Benzie County, Michigan$2,207,035486
Wexford County, Michigan$2,119,7881,069
Iosco County, Michigan$2,105,5122,133
Dickinson County, Michigan$1,404,708723
Antrim County, Michigan$1,375,9131,208
Unknown county in Michigan$1,186,030511
Montmorency County, Michigan$877,524757
Chippewa County, Michigan$730,062797
Otsego County, Michigan$501,291475
Lake County, Michigan$396,095231
Emmet County, Michigan$331,044369
Charlevoix County, Michigan$318,810437
Mackinac County, Michigan$273,546282
Cheboygan County, Michigan$195,804614
Kalkaska County, Michigan$178,027370
Alger County, Michigan$66,392182
Ontonagon County, Michigan$58,185143
Luce County, Michigan$12,67527
Houghton County, Michigan$5,24675
Baraga County, Michigan$92239
Oscoda County, Michigan$67819
Iron County, Michigan$39610
Schoolcraft County, Michigan$13113
1995-2018$25,646,12052,928

METHODOLOGY: EWG obtained county level crop insurance information from USDA Risk Management Agency which shows premium subsidies, indemnities and farmer premiums at the county/crop level by crop year. Administrative and Operating Expense Reimbursements to crop insurance companies (A+O), Other program fund costs, Other administrative and operating fund costs expenses, and Government earned interest were allocated to the crop/county level by using the national expenditures/revenue of the Crop Insurance program (available here for 2008-2017 and from RMA previous to 2008) in each category and attributing them the crop/county level by total premiums. EWG was unable to attribute underwriting gains to the county/crop level. Underwriting gains (or losses) are paid to insurance companies when the insurance companies collect more in total subsidies than are paid out in indemnities. Since underwriting gains are paid by company on the basis of all of their policies, EWG was unable to allocate underwriting gains by crop or by region. The total underwriting gains for 1995-2018 is $14.6 billion.

 

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