Background Information

Total Costs

Indemnities

Administrative and Operating Expense Reimbursements

Premium Subsidy

Farmer Premiums

Farmer Premiums in Butler County, Alabama

Farmer Premiums

YearFarmer PremiumsPolicies
1995$27,53383
1996$45,82155
1997$30,07249
1998$27,50649
1999$68,52852
2000$39,85452
2001$74,82951
2002$57,96645
2003$66,12552
2004$68,95250
2005$53,06546
2006$54,46849
2007$61,03250
2008$68,25358
2009$70,36253
2010$82,28150
2011$144,80754
2012$124,81956
2013$111,80865
2014$89,82869
2015$90,19077
2016$105,42583
2017$106,19677
1995-2017$1,669,7201,325

METHODOLOGY: EWG obtained county level crop insurance information from USDA Risk Management Agency which shows premium subsidies, indemnities and farmer premiums at the county/crop level by crop year. Administrative and Operating Expense Reimbursements to crop insurance companies (A+O), Other program fund costs, Other administrative and operating fund costs expenses, and Government earned interest were allocated to the crop/county level by using the national expenditures/revenue of the Crop Insurance program (available here for 2008-2017 and from RMA previous to 2008) in each category and attributing them the crop/county level by total premiums. EWG was unable to attribute underwriting gains to the county/crop level. Underwriting gains (or losses) are paid to insurance companies when the insurance companies collect more in total subsidies than are paid out in indemnities. Since underwriting gains are paid by company on the basis of all of their policies, EWG was unable to allocate underwriting gains by crop or by region. The total underwriting gains for 1995-2017 is $14.6 billion.

 

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