Background Information

Total Costs

Indemnities

Administrative and Operating Expense Reimbursements

Premium Subsidy

Farmer Premiums

Farmer Premiums by County in Schoolcraft County, Michigan

Farmer Premiums
CountyFarmer Premiums
1995-2018
Policies
Lenawee County, Michigan$57,427,77927,353
Huron County, Michigan$52,022,17457,858
Sanilac County, Michigan$48,882,75745,238
Tuscola County, Michigan$45,468,17744,600
Gratiot County, Michigan$43,668,11245,620
Saginaw County, Michigan$40,678,06855,076
Bay County, Michigan$32,937,93832,099
Calhoun County, Michigan$32,450,48414,400
Monroe County, Michigan$31,793,46518,685
Kent County, Michigan$29,989,14510,041
Van Buren County, Michigan$29,711,87313,379
Berrien County, Michigan$29,477,22315,981
Allegan County, Michigan$28,820,36711,099
Eaton County, Michigan$28,376,45019,378
Isabella County, Michigan$25,429,56320,530
Branch County, Michigan$25,115,31811,513
Shiawassee County, Michigan$24,914,55220,334
Hillsdale County, Michigan$24,555,68312,252
Clinton County, Michigan$24,366,22020,304
Ottawa County, Michigan$23,149,44111,984
Jackson County, Michigan$22,842,92112,096
Ionia County, Michigan$21,293,27217,812
Ingham County, Michigan$20,890,37510,263
Washtenaw County, Michigan$18,338,84712,939
Cass County, Michigan$16,691,30210,394
Montcalm County, Michigan$15,486,65917,586
Saint Clair County, Michigan$15,120,66512,597
Genesee County, Michigan$14,676,63710,440
Lapeer County, Michigan$13,801,02212,983
Barry County, Michigan$12,735,3808,157
Saint Joseph County, Michigan$11,861,1569,148
Muskegon County, Michigan$10,547,5743,908
Kalamazoo County, Michigan$10,370,0366,903
Midland County, Michigan$10,190,45214,617
Arenac County, Michigan$9,938,77111,906
Newaygo County, Michigan$7,866,0004,874
Livingston County, Michigan$7,311,7345,113
Oceana County, Michigan$6,351,6333,573
Macomb County, Michigan$5,810,6684,773
Menominee County, Michigan$5,483,8283,687
Mason County, Michigan$4,908,1042,893
Leelanau County, Michigan$4,696,2022,369
Mecosta County, Michigan$4,344,1806,018
Ogemaw County, Michigan$3,896,8763,587
Grand Traverse County, Michigan$3,400,3453,099
Gladwin County, Michigan$2,896,2354,377
Alpena County, Michigan$2,667,8493,255
Missaukee County, Michigan$2,463,1882,928
Presque Isle County, Michigan$1,994,7763,100
Clare County, Michigan$1,991,6302,864
Iosco County, Michigan$1,957,7422,218
Antrim County, Michigan$1,705,5641,251
Osceola County, Michigan$1,602,2993,199
Alcona County, Michigan$1,589,1981,368
Wayne County, Michigan$1,287,5191,346
Oakland County, Michigan$1,285,7191,398
Delta County, Michigan$1,283,1022,503
Manistee County, Michigan$953,361889
Wexford County, Michigan$904,0811,123
Benzie County, Michigan$826,017516
Montmorency County, Michigan$464,731779
Dickinson County, Michigan$460,879739
Marquette County, Michigan$440,345474
Chippewa County, Michigan$195,024832
Lake County, Michigan$194,648247
Charlevoix County, Michigan$181,864447
Kalkaska County, Michigan$174,750384
Otsego County, Michigan$171,592488
Unknown county in Michigan$141,795550
Emmet County, Michigan$131,613369
Cheboygan County, Michigan$131,160625
Mackinac County, Michigan$102,206296
Ontonagon County, Michigan$22,314143
Alger County, Michigan$17,314182
Oscoda County, Michigan$1,39119
Luce County, Michigan$1,23127
Schoolcraft County, Michigan$42613
Iron County, Michigan$15410
Houghton County, Michigan$3475
Baraga County, Michigan$039
1995-2018$42613

METHODOLOGY: EWG obtained county level crop insurance information from USDA Risk Management Agency which shows premium subsidies, indemnities and farmer premiums at the county/crop level by crop year. Administrative and Operating Expense Reimbursements to crop insurance companies (A+O), Other program fund costs, Other administrative and operating fund costs expenses, and Government earned interest were allocated to the crop/county level by using the national expenditures/revenue of the Crop Insurance program (available here for 2008-2017 and from RMA previous to 2008) in each category and attributing them the crop/county level by total premiums. EWG was unable to attribute underwriting gains to the county/crop level. Underwriting gains (or losses) are paid to insurance companies when the insurance companies collect more in total subsidies than are paid out in indemnities. Since underwriting gains are paid by company on the basis of all of their policies, EWG was unable to allocate underwriting gains by crop or by region. The total underwriting gains for 1995-2018 is $14.6 billion.

 

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