Background Information

Total Costs

Indemnities

Administrative and Operating Expense Reimbursements

Premium Subsidy

Farmer Premiums

Premium Subsidies by County in Schoolcraft County, Michigan

Premium Subsidies
CountyPremium Subsidies
1995-2018
Policies
Huron County, Michigan$94,757,22457,858
Sanilac County, Michigan$89,340,31245,238
Lenawee County, Michigan$86,491,42827,353
Kent County, Michigan$74,105,49910,041
Tuscola County, Michigan$73,285,47444,600
Gratiot County, Michigan$71,694,24945,620
Saginaw County, Michigan$65,589,12655,076
Ottawa County, Michigan$60,271,95311,984
Van Buren County, Michigan$59,961,10613,379
Bay County, Michigan$53,546,15832,099
Berrien County, Michigan$53,544,29215,981
Monroe County, Michigan$51,097,24618,685
Allegan County, Michigan$46,762,23111,099
Montcalm County, Michigan$44,944,95317,586
Calhoun County, Michigan$43,124,51814,400
Isabella County, Michigan$42,891,67120,530
Clinton County, Michigan$40,067,53620,304
Eaton County, Michigan$39,847,80919,378
Shiawassee County, Michigan$39,421,13320,334
Ionia County, Michigan$37,020,48717,812
Hillsdale County, Michigan$34,993,29512,252
Branch County, Michigan$34,348,99011,513
Jackson County, Michigan$32,295,43112,096
Ingham County, Michigan$31,009,76910,263
Washtenaw County, Michigan$30,677,41012,939
Saint Clair County, Michigan$27,528,56212,597
Cass County, Michigan$25,956,10910,394
Lapeer County, Michigan$25,783,93312,983
Genesee County, Michigan$25,520,91210,440
Muskegon County, Michigan$22,641,0373,908
Barry County, Michigan$21,766,1998,157
Saint Joseph County, Michigan$21,742,5309,148
Newaygo County, Michigan$18,717,5464,874
Arenac County, Michigan$18,197,22211,906
Oceana County, Michigan$17,520,7133,573
Kalamazoo County, Michigan$17,390,0516,903
Menominee County, Michigan$16,496,4473,687
Midland County, Michigan$16,416,34314,617
Livingston County, Michigan$12,700,8765,113
Mecosta County, Michigan$12,670,7116,018
Macomb County, Michigan$11,438,5894,773
Mason County, Michigan$10,299,5962,893
Ogemaw County, Michigan$9,563,9853,587
Leelanau County, Michigan$8,808,1612,369
Grand Traverse County, Michigan$7,908,7433,099
Missaukee County, Michigan$7,489,1182,928
Presque Isle County, Michigan$6,279,4703,100
Gladwin County, Michigan$5,999,1394,377
Alpena County, Michigan$5,952,0683,255
Antrim County, Michigan$4,995,4891,251
Osceola County, Michigan$4,463,1493,199
Delta County, Michigan$4,135,0452,503
Iosco County, Michigan$4,089,4502,218
Clare County, Michigan$3,400,5072,864
Alcona County, Michigan$2,640,4231,368
Oakland County, Michigan$2,368,7851,398
Manistee County, Michigan$2,312,368889
Wexford County, Michigan$2,249,7351,123
Benzie County, Michigan$2,175,025516
Wayne County, Michigan$1,787,4021,346
Dickinson County, Michigan$1,561,140739
Unknown county in Michigan$1,460,001550
Montmorency County, Michigan$963,421779
Marquette County, Michigan$888,596474
Charlevoix County, Michigan$612,541447
Cheboygan County, Michigan$440,168625
Lake County, Michigan$405,847247
Otsego County, Michigan$375,839488
Kalkaska County, Michigan$324,479384
Mackinac County, Michigan$324,027296
Chippewa County, Michigan$279,618832
Emmet County, Michigan$211,647369
Alger County, Michigan$57,093182
Luce County, Michigan$50,53927
Ontonagon County, Michigan$50,200143
Oscoda County, Michigan$5,80919
Houghton County, Michigan$3,74575
Schoolcraft County, Michigan$1,48013
Iron County, Michigan$1,04410
Baraga County, Michigan$85339
1995-2018$1,48013

METHODOLOGY: EWG obtained county level crop insurance information from USDA Risk Management Agency which shows premium subsidies, indemnities and farmer premiums at the county/crop level by crop year. Administrative and Operating Expense Reimbursements to crop insurance companies (A+O), Other program fund costs, Other administrative and operating fund costs expenses, and Government earned interest were allocated to the crop/county level by using the national expenditures/revenue of the Crop Insurance program (available here for 2008-2017 and from RMA previous to 2008) in each category and attributing them the crop/county level by total premiums. EWG was unable to attribute underwriting gains to the county/crop level. Underwriting gains (or losses) are paid to insurance companies when the insurance companies collect more in total subsidies than are paid out in indemnities. Since underwriting gains are paid by company on the basis of all of their policies, EWG was unable to allocate underwriting gains by crop or by region. The total underwriting gains for 1995-2018 is $14.6 billion.

 

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