Background Information

Total Costs

Indemnities

Administrative and Operating Expense Reimbursements

Premium Subsidy

Farmer Premiums

Total Costs (see methodology) by County in Schoolcraft County, Michigan

Total Costs (see methodology)
CountyTotal Costs (see methodology)
1995-2018
Policies
Lenawee County, Michigan$81,474,23527,353
Van Buren County, Michigan$62,337,45413,379
Kent County, Michigan$56,546,42910,041
Monroe County, Michigan$54,899,45718,685
Berrien County, Michigan$53,314,39115,981
Calhoun County, Michigan$49,489,08214,400
Allegan County, Michigan$42,644,66611,099
Washtenaw County, Michigan$42,434,22112,939
Eaton County, Michigan$42,425,09919,378
Gratiot County, Michigan$42,065,29645,620
Sanilac County, Michigan$41,891,85245,238
Huron County, Michigan$39,071,45157,858
Ottawa County, Michigan$38,908,36411,984
Saginaw County, Michigan$38,453,40655,076
Tuscola County, Michigan$36,119,60744,600
Jackson County, Michigan$35,355,13112,096
Shiawassee County, Michigan$33,373,42020,334
Clinton County, Michigan$32,897,96820,304
Isabella County, Michigan$30,988,49020,530
Bay County, Michigan$30,141,65232,099
Hillsdale County, Michigan$29,853,89412,252
Saint Clair County, Michigan$27,200,63612,597
Ingham County, Michigan$24,330,98210,263
Branch County, Michigan$23,403,54411,513
Menominee County, Michigan$23,128,7313,687
Muskegon County, Michigan$21,799,3223,908
Genesee County, Michigan$21,670,64710,440
Montcalm County, Michigan$21,320,53317,586
Oceana County, Michigan$20,105,4883,573
Lapeer County, Michigan$20,088,33112,983
Ionia County, Michigan$18,690,14717,812
Barry County, Michigan$16,406,1448,157
Newaygo County, Michigan$16,327,8854,874
Cass County, Michigan$14,615,60110,394
Arenac County, Michigan$14,344,06511,906
Kalamazoo County, Michigan$13,806,0696,903
Leelanau County, Michigan$13,743,5532,369
Macomb County, Michigan$13,302,2584,773
Saint Joseph County, Michigan$10,753,9859,148
Livingston County, Michigan$10,242,1825,113
Midland County, Michigan$10,107,00714,617
Grand Traverse County, Michigan$10,091,1253,099
Mason County, Michigan$8,465,7492,893
Mecosta County, Michigan$8,333,0416,018
Gladwin County, Michigan$6,390,7254,377
Ogemaw County, Michigan$5,244,1383,587
Wayne County, Michigan$5,040,5821,346
Missaukee County, Michigan$4,725,1712,928
Alpena County, Michigan$4,627,6523,255
Delta County, Michigan$4,494,1762,503
Osceola County, Michigan$4,458,3003,199
Presque Isle County, Michigan$4,454,4073,100
Clare County, Michigan$4,085,0662,864
Manistee County, Michigan$3,911,098889
Alcona County, Michigan$3,445,4421,368
Oakland County, Michigan$3,434,9001,398
Antrim County, Michigan$3,095,1791,251
Benzie County, Michigan$2,689,120516
Iosco County, Michigan$2,510,9772,218
Marquette County, Michigan$2,465,344474
Wexford County, Michigan$2,139,9821,123
Dickinson County, Michigan$1,534,592739
Unknown county in Michigan$1,387,959550
Montmorency County, Michigan$979,711779
Chippewa County, Michigan$742,606832
Lake County, Michigan$507,677247
Otsego County, Michigan$503,108488
Charlevoix County, Michigan$396,566447
Emmet County, Michigan$331,003369
Mackinac County, Michigan$318,297296
Cheboygan County, Michigan$193,832625
Kalkaska County, Michigan$180,982384
Alger County, Michigan$66,381182
Ontonagon County, Michigan$58,178143
Luce County, Michigan$12,67827
Houghton County, Michigan$5,24675
Baraga County, Michigan$92239
Oscoda County, Michigan$67819
Iron County, Michigan$39610
Schoolcraft County, Michigan$13113
1995-2018$13113

METHODOLOGY: EWG obtained county level crop insurance information from USDA Risk Management Agency which shows premium subsidies, indemnities and farmer premiums at the county/crop level by crop year. Administrative and Operating Expense Reimbursements to crop insurance companies (A+O), Other program fund costs, Other administrative and operating fund costs expenses, and Government earned interest were allocated to the crop/county level by using the national expenditures/revenue of the Crop Insurance program (available here for 2008-2017 and from RMA previous to 2008) in each category and attributing them the crop/county level by total premiums. EWG was unable to attribute underwriting gains to the county/crop level. Underwriting gains (or losses) are paid to insurance companies when the insurance companies collect more in total subsidies than are paid out in indemnities. Since underwriting gains are paid by company on the basis of all of their policies, EWG was unable to allocate underwriting gains by crop or by region. The total underwriting gains for 1995-2018 is $14.6 billion.

 

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