Background Information

Total Costs

Indemnities

Administrative and Operating Expense Reimbursements

Premium Subsidy

Farmer Premiums

Indemnities by County in Schoolcraft County, Michigan

Indemnities
CountyIndemnities
1995-2018
Policies
Lenawee County, Michigan$115,263,65227,353
Van Buren County, Michigan$76,878,91613,379
Monroe County, Michigan$73,100,09618,685
Kent County, Michigan$70,146,91110,041
Calhoun County, Michigan$69,680,15314,400
Berrien County, Michigan$69,055,38615,981
Sanilac County, Michigan$67,049,28045,238
Huron County, Michigan$65,912,37257,858
Gratiot County, Michigan$65,808,18645,620
Tuscola County, Michigan$61,354,24644,600
Saginaw County, Michigan$60,589,43655,076
Eaton County, Michigan$59,565,97019,378
Allegan County, Michigan$58,843,17311,099
Washtenaw County, Michigan$52,894,73412,939
Jackson County, Michigan$49,142,58512,096
Ottawa County, Michigan$48,180,57611,984
Bay County, Michigan$47,945,29032,099
Shiawassee County, Michigan$47,528,04820,334
Clinton County, Michigan$46,404,41020,304
Isabella County, Michigan$44,808,59820,530
Hillsdale County, Michigan$44,695,57312,252
Branch County, Michigan$38,829,85511,513
Ingham County, Michigan$36,646,52710,263
Saint Clair County, Michigan$35,006,49212,597
Ionia County, Michigan$30,176,20017,812
Genesee County, Michigan$29,427,07910,440
Muskegon County, Michigan$27,090,0763,908
Lapeer County, Michigan$27,074,75912,983
Montcalm County, Michigan$26,124,44317,586
Menominee County, Michigan$25,116,8433,687
Cass County, Michigan$24,028,28410,394
Barry County, Michigan$23,537,2058,157
Oceana County, Michigan$22,684,1313,573
Newaygo County, Michigan$19,898,7374,874
Arenac County, Michigan$19,528,32411,906
Kalamazoo County, Michigan$19,506,9056,903
Saint Joseph County, Michigan$16,706,0209,148
Leelanau County, Michigan$16,272,7642,369
Macomb County, Michigan$16,223,0974,773
Midland County, Michigan$15,754,65914,617
Livingston County, Michigan$14,265,4355,113
Grand Traverse County, Michigan$11,669,9773,099
Mason County, Michigan$10,972,2082,893
Mecosta County, Michigan$9,770,7306,018
Gladwin County, Michigan$7,787,6544,377
Ogemaw County, Michigan$6,943,8663,587
Alpena County, Michigan$5,874,3773,255
Wayne County, Michigan$5,804,9421,346
Missaukee County, Michigan$5,558,9092,928
Clare County, Michigan$5,188,7742,864
Osceola County, Michigan$5,119,9893,199
Presque Isle County, Michigan$5,032,4463,100
Delta County, Michigan$4,826,4892,503
Alcona County, Michigan$4,350,3271,368
Manistee County, Michigan$4,338,291889
Oakland County, Michigan$4,108,9561,398
Antrim County, Michigan$3,699,4061,251
Iosco County, Michigan$3,479,8282,218
Benzie County, Michigan$3,040,226516
Marquette County, Michigan$2,658,457474
Wexford County, Michigan$2,532,8801,123
Dickinson County, Michigan$1,626,839739
Unknown county in Michigan$1,251,776550
Montmorency County, Michigan$1,201,972779
Chippewa County, Michigan$859,227832
Lake County, Michigan$613,269247
Otsego County, Michigan$584,824488
Charlevoix County, Michigan$438,569447
Emmet County, Michigan$388,382369
Mackinac County, Michigan$352,509296
Kalkaska County, Michigan$271,411384
Cheboygan County, Michigan$226,652625
Alger County, Michigan$70,613182
Ontonagon County, Michigan$70,439143
Houghton County, Michigan$4,26175
Luce County, Michigan$2,77327
Baraga County, Michigan$67639
Iron County, Michigan$31510
Schoolcraft County, Michigan$013
Oscoda County, Michigan$019
1995-2018$013

METHODOLOGY: EWG obtained county level crop insurance information from USDA Risk Management Agency which shows premium subsidies, indemnities and farmer premiums at the county/crop level by crop year. Administrative and Operating Expense Reimbursements to crop insurance companies (A+O), Other program fund costs, Other administrative and operating fund costs expenses, and Government earned interest were allocated to the crop/county level by using the national expenditures/revenue of the Crop Insurance program (available here for 2008-2017 and from RMA previous to 2008) in each category and attributing them the crop/county level by total premiums. EWG was unable to attribute underwriting gains to the county/crop level. Underwriting gains (or losses) are paid to insurance companies when the insurance companies collect more in total subsidies than are paid out in indemnities. Since underwriting gains are paid by company on the basis of all of their policies, EWG was unable to allocate underwriting gains by crop or by region. The total underwriting gains for 1995-2018 is $14.6 billion.

 

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